I am Marcel, a Financial Professional and Insurance Expert with years of experience helping individuals, families and business owners make informed decisions with their finances. Whether you’re nearing retirement, planning, or already there, I offer guidance that blends financial strategy with insurance knowledge. I specialize in Life Insurance planning, Annuities, Retirement Planning; these areas are deeply connected and essential to your financial security. I take time to understand your goals, explain your options clearly, and create a personalized strategy that fits your needs. I take a practical, personal, and focused approach to protecting your wealth and legacy. If you are looking to explore life insurance, build a retirement plan, or securing long-term wealth, I’m here to help. Let’s talk about how I can facilitate your journey toward lasting financial strength.